May 2011
The Pre-Approval process is easy and has many benefits when it comes time to placing an offer on the home of your dreams. The main benefit is identifying how much you can truly afford along with the associated price range you should be searching. To get Pre-Approved – We’ll run your credit, here is what [...]
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We have been fielding numerous inquiries relating to the how long a consumer has to wait to obtain a home loan after going through a bankruptcy, short sale or foreclosure. The rules can be very complicated to understand and each situation has it’s own set of guidelines. First Commerce Financial understands that many people have [...]
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After 2 sessions with the therapist, we are now confident we have the necessary coping skills to deal with it on our end. Part of our therapy was to revisit our recent experiences to see if we were being just being big CRY BABIES. Watch the video above to see some real life examples of [...]
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The Rural Development loan program oozes the assocation to farmland or farmers. The facts are many local areas qualify for this mortgage program and it remains the only program that allows a ZERO down payment. Additional benefits include unlimited seller concessions along with the ability to finance repairs and/or new appliances.
Continue readingThe mortgage process is a lot more rigorous today than it was in the past. There are numerous checks you have to get through on your way to closing. Once you become approved, it is not guaranteed you stay that way. Changes you make to your financial profile can quickly get your home loan un-approved. [...]
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