Information needed for application

Applying for a home loan seems complicated to most, but having the right documentation available at the time of application will streamline this process immensely. What you need:

• Credit Report Information Needed
  • Full legal name & Date of Birth
  • Social Security # and current address
  • Do NOT have any creditors pull your credit report or acquire any new dept after you apply or you will need to re-qualify
• Income Information Needed
1. 2 Paystubs that are dated within 30 days of closing showing YRD infomation
2. W2′s for the last 2 years
3. Tax returns for the last 2 years (Underwriters are looking for deductions on Schedule A or other sources of income on Schedules C or E
• Bank Account Information
1. 2 Consecutive checking/savings satements (all pages are required as underwriters are looking for large deposits that are not through payroll)
2. 2 Consecutive retirement statements (401K, IRA)
• Copy of the Purchase Agreement
• Copy of the earnest money deposit given to the realtor
• Copy of seller & lead pain disclosures
• Copy of drivers license or passport
• Copy of green card (if not a US citizen)

Email or fax us your documents!