Novi Mortgage – Three Ways a Mortgage Broker Can Help You
There are essentially two ways to secure a mortgage in Novi, Michigan – through a bank or through a mortgage broker like Kirk Chivas or Kenneth Turkington at First Commerce Financial.
Throughout their decades of experience, Kirk and Ken’s clients have expressed varying reasons as to why they continue to choose to work with him over a local or national bank. Most have benefited from the personalized attention they received from the relationship they built with Kirk and Ken throughout the mortgage process. Others appreciated the wider variety of mortgage options he offered them.
Regardless of your current situation, if you are interested in purchasing a home in the area it is highly recommended that you consult a Novi mortgage expert and here’s why:
Everything is in one place.
Working with a Novi mortgage broker like Kirk and Ken can save you valuable time. Instead of shopping around or scouring the internet for the best mortgage rates they can take your mortgage to trusted partnerships they have established at multiple financial institutions. By doing this, they can quickly and easily find the mortgage options that fit best with your needs.
Kirk and Ken’s knowledge and experience in the mortgage industry help them confidently provide clients with the best options so they can focus on finding their dream home!
Brokers do all the hard work for you.
If you are dreading the headache and hassle that come with all the paperwork involved with mortgages, don’t worry, Kirk and Ken will handle all the documentation that is required for you to obtain a mortgage. This includes all legal documents, any pre-approvals that may apply and the actual mortgage agreement itself.
If you aren’t great at negotiating, you don’t have to worry about that either! Kirk and Ken can also do all the negotiating on your behalf. Kirk will work hard negotiating the best rates, terms and conditions so you don’t have to spend time doing this on your own.
You will have a guiding hand.
The entire process of securing a mortgage can seem intimidating, stressful and at times confusing, but it doesn’t have to be. As a Novi mortgage broker, Kirk and Ken are qualified professionals who have industry knowledge as well as experience working in the local area.
Whether you are looking for a mortgage or are interested in refinancing your existing mortgage, Kirk and Ken are more than happy to share their vast knowledge with you.
Having a mortgage broker in your corner is the best assurance for getting the right mortgage. Contact Kirk and Ken today to find out how they can help you with your Novi mortgage needs.