• Meet Kirk Chivas – Mortgage Broker in Southeast Michigan!

  • Who is Kirk Chivas?Kirk Chivas

    • Started First Commerce Financial in 2007
    • Sallie Mae Home Loans/Pioneer Mortgage- Vice President, 1997-2007
    • Ameribroker Inc.- 1994-1997
    • Western Michigan University- Class of 1995
      • Bachelors Degree in Marketing
    • North Farmington High School- Class of 1990

    Life Outside The Office:Kirk Chivas

    • Resides in South Lyon, MI
    • Husband
    • Father of 2 girls, 1 boy
    • 2 dogs- Boston Terriers
    • Beer League Hockey Player
    • Sports Fanatic

    What Do We Bring To The Table?

    • 19 years of experience in the mortgage industry.
    • We offer multiple refinance programs including the HARP 2.0 and FHA Streamline Refinance programs.
    • Obtaining a Pre-Approval letter with us is fast and easy if you are looking to purchase a home

    What Sets Us Apart From Others?Kirk Chivas

    • We make sure that our clients are fully informed when closing so that there are no surprises in the future.
    • We stay in contact with our former clients to help them stay up-to-date on their current mortgage and loan program changes.
    • If you are looking to purchase a home, we also refer clients to a professional, qualified Realtor to help you find the home of your dreams.
    Kirk Chivas NMLS #160828

     
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