Strengthening Michigan one home at a time...

Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective lending solutions, thus resulting in a positive mortgage experience.

Using over 75 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication.

While maintaining the belief that a small company mentality is critical to providing opportunity for both clients and employees, we look forward to growing First Commerce Financial into one of the biggest and best mortgage companies in the state.

Our Mission:

To help navigate this intimidating time by giving honest, knowledgeable, and straight forward answers to your home financing questions.  We will provide you, and your circle of influence, the factual information you need to understand all options available to help now, and more importantly, to build a solid foundation for the future.

If you have any questions about your current mortgage situation or if you know anyone that can benefit from sound mortgage advice, please call or stop by and visit us!

Please take a moment to view our website.  Thank you for your business!

The RED is back, Go Wings!