We here at First Commerce Financial have experience helping people inSoutheast, Michigan with their mortgage needs for over 16 years. Battling through every nuance that comes with each individual area, we have helped folks overcome the hardest hit neighborhoods from the Michigan housing bust.
With all the changes that have occurred with mortgage qualification guidelines, mortgage rates, and housing values, we know you have questions regarding what it takes to get financed on your new or current home. So please do not hesitate to give us a call and tell us your current situation; we’ll be happy to help however we can!
We are licensed to write mortgage loans as a Mortgage Broker throughout the entire state of Michigan. Here is a list of our top areas served. While this is by no means an all inclusive list as we can assist you in any city in Michigan, this is where most of our business takes place. We are also centrally located in Wixom, right off of I-96 so you can easily reach our office from any city on this list.
*This list is not all inclusive, we are licensed to originate mortgages in the entire state of Michigan.
Purchasing a Home in Michigan
If you are looking for purchase a home in Michigan, we are able to get you Pre-Approved fast and easy. Simply send us the basic information listed on our Pre-Approval page and we’ll let you know exactly what your qualifications are as a borrower. We have helped hundreds of Michigan residents purchase homes in all the cities listed above. We also have a large network of Michigan Realtors we work with who have vast experience finding and listing homes in all our top cities and surrounding areas. Let us know how we can help answer any questions you have or provide any referrals to professional Real Estate Agents.
Refinancing Your Mortgage in Michigan
If you are looking to lower your monthly payments and save money on your mortgage, we can help you calculate the numbers and determine if refinance is right for you.As a mortgage broker, we work with numerous lenders in the area. This allows you to get the lowest rates possible on a new home loan. And since we operate as a small business with very little overhead, getting a mortgage through a broker is very cost friendly as all our direct compensation comes from the lender, not the customer.
So how do you go about determiningif you should refinance your mortgage? Just give us a call and we will help you take your current mortgage loan information and combine it with today’s rates and refinance loan options to help determine if it makes sense with your financial plans.