• In today’s market, your best bet for getting into your dream home as first time home buyers is to make sure you are pre-qualified for the mortgage you will need before you even begin shopping for your new home. As you start considering the idea [...]

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    As Novi mortgage experts with over 42 years combined experienced in the industry, Ken Turkington and Kirk Chivas are constantly monitoring the local mortgage and real estate markets to stay informed about any trends that could potentially affect [...]

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    Are you looking for a first time home buyer mortgage? If so, you have come to the right place! At First Commerce Financial, we understand how tricky it can be to navigate the mortgage process, especially if it is your first time. Lucky for you, it[...]

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    Mortgage refinance can be a great option for homeowners who want to shorten the term of their current home loan while simultaneously lowering their interest rate. You may be thinking, “That sounds great! Sign me up!” But while refinancing your[...]

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    This article is a guest post submitted to our site by Sky Five Properties.  Most people go into the process of renting a home with an idea that they’ll move out eventually, either to rent somewhere else or to purchase their own home. Some [...]

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    Did you know that at some point it will make sense to refinance your existing Wixom mortgage or purchase a new home and obtain a new mortgage? For some, it is hard to believe that the largest financial decision they to make must be made again. [...]

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    How do Student Loans affect my mortgage approval?

    Student Loans have become a necessity for most Millennials trying to obtain a college degree.  This is often a tough payment to mentally swallow and often keeps people renting longer than they should because they think there is no chance at [...]

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    Is purchasing a home on your list of goals for the new year? If so, it is important for you to stay up to date on local housing news and trends as you begin, or continue, your search for the perfect home and financing. As a Farmington Hills mortgage [...]

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    The Top &quote;Do’s and Don’ts&quote; When Acquiring Your New Mortgage

    Below is a quick guide to help you stay on track during your mortgage approval process. Do's:   1)    DO get your money “liquid for closing”   Many folks fail to realize they need liquid funds at the closing table.  This means[...]

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    Novi Mortgage - Three Ways a Mortgage Broker Can Help You

    There are essentially two ways to secure a mortgage in Novi, Michigan - through a bank or through a mortgage broker like Kirk Chivas or Kenneth Turkington at First Commerce Financial. Throughout their decades of experience, Kirk and Ken’s clients [...]

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