Video Resource Library

Just getting started?

• Pre approval – It’s that easy
• Pre approval – Why it’s needed?
• Cash to close
• Information needed for application
• How to lock the best rate
• Larger EMD = Offer Accepted
• Offer accepted?
• Why should I use a Realtor?

Your Loan is in PROCESS

• Home Insurance - What to know
• Gift funds
• Approval process issues – Road blocks
• Employment pitfalls for buyers
• The appraisal
• Appraisal lower than purchase price
• Underwriting red flags - Required repairs
• Underwriters – Why are they so picky?
• Preparing for closing

Topics of Interest

Home Owners

• Big Banks VS Mortgage Brokers Round 2
• The FCF Bucket List
• Big Banks VS Mortgage Brokers
• Underwater & 2nd Mortgage? Yes you can REFI
• HARP 2.0 Guidelines Released
• HARP Program is Heating Up
• Rural Development changes effective 10/1/11
• No APPRAISAL needed – Refinance NOW!
• Refinance BOOM
• Cash Out Refinance Guidelines
• Purchasing an investment property
• Refinance even if you are “underwater”
• BK, short sale, foreclosure – When can you buy?
• Rural development – Last ZERO down loan
• Rural development success story
• Home values – Novi, MI
• Housing affordability – Record levels
• Mortgage – Does it fit your financial plan?
• Condo = Caution
• 96.5% VS. 97%
• NO appraisal needed loan program – HomePath

Realtors

• Larger EMD = Offer Accepted
• Fannie Mae & Freddie Mac Industry Forecasts
• 2011: Larger Down Payments
• PA Fallout? We Can Help!
• Michigan Realtor Survey Reaction
• Realtors – Stop trying to be the HERO

Tools

• Amortization Schedule

Archive

• Appraisal nightmare
• LO compensation
• Bracket challenge
• FHA MIP changes