Kirk Chivas
Working Hard to Satisfy Our Customers’ Mortgage Needs First Commerce Financial, LLC has officially been named a 2012 Constant Contact “All Star” and we could not be more thrilled to accept this award. Not only does it recognize that we engage with our customers, but it means that our customers are receiving the time and [...]
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Southeast Michigan Home Values Continue To See Explosive Growth For the last 12 -15 months we have witnessed strong home buyer confidence which has dwindled the inventory of homes available and as a result, significant appreciation has taken place. Let’s take a look at a few examples of this in our area: Novi, Michigan 2009 [...]
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Print Michigan Mortgage Brokers – What Is Your Rate? The question we get asked all of the time is “What is your rate?” Many people get frustrated when they don’t receive a rate quote on the spot. We try to make this as quick and transparent as possible but take a look at this lender [...]
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Why You Should Use A Licensed Michigan Mortgage Broker There are a few really important things to understand why you should use a broker. Mortgage Brokers Get You The Best Mortgage Rates The big question on everyone’s mind is what are the mortgage rates. Mortgage brokers have a large network of lenders that they work [...]
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If you can scan and email all your important financial documents, why on earth would you want to meet face to face with your mortgage lender? We know everyone is super busy with kids, work, vacations, etc. Whether your are refinancing through HARP or purchasing your first home, you should still consider scheduling a meeting. [...]
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After 2 sessions with the therapist, we are now confident we have the necessary coping skills to deal with it on our end. Part of our therapy was to revisit our recent experiences to see if we were being just being big CRY BABIES. Watch the video above to see some real life examples of [...]
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The Rural Development loan program oozes the assocation to farmland or farmers. The facts are many local areas qualify for this mortgage program and it remains the only program that allows a ZERO down payment. Additional benefits include unlimited seller concessions along with the ability to finance repairs and/or new appliances.
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