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Testimonials



Thanks Ken, very much appreciated. Will definitely give you guys a strong recommendation to whoever we know. The process was so smooth and easy, you and Kirk were great the entire way!

Date Written: 08 November 2011
Testimonial by: Bob Coppola

Ken and Kirk are awesome! They made buying my first house painless and were ahead of the curve every step of the way.

Date Written: 27 October 2011
Testimonial by: Mike Hiltunen

Kirk: Thank you for your great customer service and helping me every step of the way on my new mortgage. It wasn’t easy doing all this long distance…but you seemed to take it in stride and just know what the next step was and took care of it.  I felt at times I asked too many questions but you were always patient and guided me without making me feel stupid or helpless.

You were the best!!  I will and HAVE recommended your company many times and will continue to do so.

Thanks again so much.
Kathy Dornan

Date Written: 24 October 2011

Ken, Kirk & the First Commerce Financial, LLC Team,

THANK YOU so much for all of your tireless effort and priceless input during our mortgage process. You turned a difficult and often times painful process into a pleasurable and fulfilling experience for our family. And it is certainly nice to know that outstanding customer service is not a thing of the past! We look forward to utilizing your diverse services in the near future.

Warmest Regards,
James Belloli & Family

Date Written: 17 October 2011

Ken communicated brilliantly every step of the way. Many times he anticipated our decisions accurately based on what he learned about us through business interaction, but always verified our intent suggesting the most favorable options to our situation.

Date Written: 7 October 2011
Testimonial by: Chris and Susan Finger

Hey Ken,

I just wanted to say thank you to you and your whole team for being great to work with and making it as easy as it could be for a first time home buyer. It has been much appreciated and will be sure to recommend you guys in the future. The binder was awesome too, thanks so much..

Date Written: 28 August 2011
Testimonial by: Eric Packer

Ken – You made the mortgage process simple and painless. I will definitely be recommending your company to friends and colleagues who are thinking of buying a new home. Thanks again for all your help.

Date Written: 30 June 2011
Testimonial by: Ryan and Jenny Cruzen

Ken – Nilo and I wanted to let you know of our appreciation and gratitude for all your hard work to get our loan approved in a timely manner. You’ll never know how glad I am that I changed brokers. As first time homebuyers, it was great to have someone we trusted in our corner. We think you are the BEST, and if we know of anyone buying or refinancing we will send them your way. Thanks again for everything!

Date Written: 27 June 2011
Testimonial by: Nilo & Imelda Abellera

Kirk Chivas does a great job. He is professional and with great follow up and feedback from clients. I would highly recommend.

Date Written: 10 February 2011
Testimonial by: Janet McCallister – Realtor

It’s important to me that I feel comfortable with the person I elect to do business with so when I decided to refinance my home I hunted down Kirk Chivas who did the original mortgage–and am I glad I did! Perhaps it is the way he is able to explain everything in a manner which is easy to follow, or instead, the speed & accuracy with which he gets the job done or maybe it’s his willingness to meet outside “normal” business hours at a time which is most convenient for those of us who work full-time…of course it is probably a combination of all of these things which makes me want to clone Kirk and put one of him at every institution in which I do business. Thanks for the great work you do Kirk–I’m thrilled with my new mortgage terms and the service you provided!

Date Written: 09 February 2011
Testimonial by: Jillian Adams

Ken Turkington and Sara Grillo were exceptional in assisting my wife and me in purchasing our new home. They were methodical and detailed to the point I began to second guess them. Turns out they really know their stuff. The mortgage industry has sure changed since I last purchased. Thanks for your patience and help.

Date Written: 08 February 2011
Testimonial by: David Ray

You are very welcome! My experience with you was very positive and I recommend you to everyone. I’ve been telling Paul and Kathy for months to contact you but they weren’t quite ready until now. I’m glad they finally did. I think that if anyone can help them it would be you. All the best!

Date Written: 14 June 2010
Testimonial by: Nori Schonfelder

Thank you so much for all of your help. I have to say I was thrilled and surprised that everything moved so smoothly during this whole process! You have one heck of a team there. It has been a pleasure working with all of you. Thank for making this such a positive experience for us and for making our new home a reality!

Date Written: 03 June 2010
Testimonial by: Mary Byl

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