Mortgage Brokers dealing with Refinance and Purchase Loans in Walled Lake Michigan
Walled Lake Michigan is an excellent area to enjoy the up north feel on or near a gorgeous private lake while still being centrally located in Southeast Michigan.
If you are looking for a fabulous, close knit lake community with that up north feel look no closer than Walled Lake, Michigan! Nestled right in the middle of suburban Detroit, nearly 700 acres of Michigan lake make it fun for the whole family any day of the week.
The lake is private access for Walled Lake Residents with Mercer Beach (pictured right) a great place for the public to come enjoy a warm summer day with the kids. Don’t forget to have a cold drink and delicious meal out on the deck at Bayside Sports Grille right on the water!
While Walled Lake Michigan is a small lakefront community nestled in between Novi and Commerce Township, it is still a popular area for homeowners looking for a great place to live. Both Novi and Walled Lake have strong school districts, and being located just minutes from I-96, Walled Lake becomes the perfect location for work, school and play!
Purchasing A Home In Walled Lake – Get Pre Approved First And Foremost
Like other parts of Oakland County, shopping for homes in Walled Lake gives you tons of options. You might find an 800 square foot ranch sit right next to a modern 2000 square foot colonial and neither home looks out of place! Price ranges and home values are not surprisingly mixed as well. While you can find the gorgeous lake front homes that require jumbo sized mortgages, there is plenty of affordable homes available as well. Data estimates taken from Zillow.com shows the Median home prices set at just over $91,000 for July 2013.
The Pre-Approval Letter is going to be your key to buying a home in Walled Lake, Michigan. Due to the small inventory of homes typically for sale and the higher demand for the area, getting an offer accepted can take some dedication. If you do not have your Pre-Approval letter in hand stating your borrower qualifications when you are ready to present an offer, you may miss your change and let that wonderful home slip through your fingers!
Here is the information we need to see to get a Pre-Approval letter for you today!
Basic Information – Full Name, Current Address, and Social Security Number (to run credit report)
2 recent pay stubs showing year-to-date income.
2 W2 forms (2011 and 2012).
Your recent retirement account statements (401K, IRA, etc.)
Your most recent checking and savings account statements.
These need to be actual bank statements, not print outs of your online activity!
Bring all pages, not just page 1!
Have that information for us quickly, as well as what range of home prices you are looking for, and we’ll get you that all important Pre-Approval Letter in no time!
Refinance Your Walled Lake Home for Lower Mortgage Payments
Interested in refinancing your mortgage to lower your payments or pay off the mortgage faster? Look no further than a mortgage broker! We work with multiple different lenders, so we can consistently find you the best mortgage rates available on a new home loan. When shopping mortgage rates, not only will we provide you with today’s mortgage rates, we will take the time to break down all the costs and fees associated with the refinance so there are no surprises down the line. Finally, the best advantage of working with a mortgage broker is that our low overhead and fees paid for by the lender that writes your loan means we can offer you the most competitive pricing in the area!
The most important point to remember about refinancing is that it is not for everyone. Each person’s individual financial situation is different, along with their goals they are trying to meet. While the big banks may just be looking to hit a quota, we are here to provide you with the knowledge necessary to make smart financial decisions. Give us a call or stop on by to sit down and discuss your individual situation. We will help you crunch the numbers and look at all the pros on cons for the refinance to see if it makes sense for you.
The Ball’s in Your Court – Call us Today
Our number one goal here at First Commerce Financial is to empower Michigan residents to be able to make smart, educated financial decisions. We are always willing to meet with you and listen to your unique situation and try to find a solution that works for you. If we can’t help you with your home financing needs, we’ll be sure to point you in the right direction. So what do you have to lose? Give us a call and tell us about yourself!