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Michael Martinez Headshot

Michael Martinez

Operations Manager / Loan Officer
NMLS#: 1171823

Phone: (863) 797-0412
michael@firstcommercefinancial.com

Hello, welcome to my page.

Michael was born in New York. He moved, with his family, to Florida in 1995. He grew up in Orlando, FL and has been in the Bradenton area for almost three years. Michael has worked in finance since 2011, although he had a passion for finance long before he began working in the industry. He loves, and is dedicated to, teaching financial literacy and helping others grow and prosper. Michael is enjoys helping others locally as well as our Spanish speaking customers. He has been with First Commerce Financial since 2019.

Michael lives in Parrish with his lovely wife and three fur babies. He enjoys exploring and travelling to new and exciting places.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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