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Most Realtors require the Pre-approval letter prior to showing homes!

It is always good to determine how your credit looks. Luckily in this computer age there are many ways for you to easily and quickly check your credit scores. There are multiple sites out there to check your credit for free. Two that we like are and . If you have a credit score below 620 you will want our guidance to dive deeper into your report and find opportunities to increase your scores.

Why Should You Get Pre-Approved with First Commerce Financial?

  • We put YOU first!
  • First Commerce Financial offers the most competitive rates in the Nation
  • Zero Junk Fees – No UW – No Admin – No Processing Fees!
  • Fast and efficient – we close most of our loans in 21 days or less.
  • Full Product Menu. We will help you find the loan that is right for you!!!
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