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About Us

A little about how we began...

Kirk and Ken met in 1997 at Pioneer Mortgage in Novi, MI.

They quickly grew Pioneer Mortgage to be Michigan’s 2nd largest mortgage lender at that time behind Quicken Loans/Rocket Mortgage. Pioneer Mortgage was named to the Inc. 500 list in 1999 and 2002 for the fastest-growing privately held companies in America.

Pioneer Mortgage was purchased by Sallie Mae, the student loan giant in 2003. They helped grow the mortgage unit, Sallie Mae Home Loans, into a multi-billion dollar Mortgage Lender.

Sallie Mae Home Loans closed its doors in 2007 and Kirk and Ken went out on their own, starting First Commerce Financial.

Co-Founded in 2007, they use their 50+ years of combined industry experience to empower you to make fiscally sound home financing decisions. They prepare hundreds of unique strategies per month and take a commonsense approach to create your game plan.

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