• We will find the right mortgage for you

    Get sound mortgage advice from one of our specialists today. We are able to listen and help with your specific financial situation. Our loan mortgage experts will help you get into the home of your dreams.

    Competitive rates on all loan programs

    Michigan's loan rates are at an all time low. This allows us to provide competitive rate quotes for your personal needs. Find out how are one on one approach can help you get into your home today!

    Support throughout the entire mortgage process

    We make sure our clients know all of the options and help them make an informed decision. Our loan officers are ready to help you make the best choice when it comes to your mortgage.

  • Looking for a quick quote for your Michigan mortgage loan? Answer these 5 questions to get your free personalized rate quote from First Commerce Financial now.

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  • New to home buying? Know these important steps that can save you time and headache when entering the housing market. Check out our FULL guide for first time home buyers.

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  • Looking for a new home purchase or refinancing? We can help you with all your mortgage needs. Just click on the link below to apply with us for a home loan today!

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  • Applying for a home loan has never been easier! Get pre-approved in minutes with our short online application. Once we receive your information one we will get in touch with you ASAP.

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  • If you’re looking for a Wixom or Novi mortgage broker who will put the client first, you’ve come to the right place!

    Ken Turkington is a mortgage professional based in Wixom, MI, who brings with him 20 years of experience in the mortgage industry. Launching First Commercial Financial in 2007, Ken offers multiple refinance programs, including the FHA Streamline Refinance and HARP 2.0 programs, along with free Pre-approvals for purchase transactions.

    You may be asking yourself how Ken is different from any other mortgage broker in the area.

    First Commercial Financial ensures that their clients remain informed throughout the entire mortgage process, especially at closing, so that there are no unexpected situations that you weren’t anticipating. Ken believes that communication is key to a successful relationship and so he places a high priority on keeping the clients updated with their current mortgage and any changes that occur.

    Ken is able to offer solutions for clients purchasing a home by helping them find a qualified Realtor who can help them with their perfect home.

    Throughout this website you will find access to a number of valuable resources for your benefit, including mortgage news and tips, paving contractors a glossary of common terms used in the mortgage industry and more.

    Whether you’re looking to purchase a new home for the first time in your life, refinancing your mortgage or seeking a pre-approval, Ken and First Commercial Financial can satisfy all of your Wixom and Novi mortgage needs!

    Our Mission

    Our mission is to provide you with sound mortgage advice and educate you on all the options available to make better mortgage financing decisions. We will take the time to hear out your specific financial situation and work with you to accomplish your financial goals.

    Current Mortgage Rates in Michigan are at historic lows which means you must look into refinancing your home. There are numerous loan programs out there to help borrowers take advantage of low mortgage rates, even if you are underwater on your current home. It only takes a few minutes to see if you would qualify for a conventional, HARP 2.0, or FHA Streamline Refinance and get an idea of just how much money could be saved.

    If you are a looking to buy your first home or move from your existing home in mt pleasant apartments, we can assist you in making educated decisions on your mortgage needs. Pre-Approval letters can be provided to you quick and easy using current low mortgage rates to determine just how much home you can afford in Michigan.


    Knowledge and Experience

    We have a large network of Real Estate Agents and other industry professionals that can assist you in buying the perfect home. Our Realtor partners have great local knowledge and, like us, have many years of experience working in Michigan.

    Call us anytime to discuss your situation and the options you have available to you, or get a free personalized rate quote online to get started!Whether you are a first-time homebuyer, moving into a new home, or looking to refinance your existing home, we at First commerce Financial, LLC are here to assist you every step of the way. Working with a licensed Michigan Mortgage Broker with expert local knowledge ensures that you are getting the best mortgage rates in Michigan available with the right loan program that best fits your home loan needs.

    Call us anytime to discuss your situation and the options you have available to you, or get a free personalized rate quote online to get started!

    About Wixom and Novi

    Situated in Oakland County, Michigan, Wixom has a population of approximately 14,000 and was first settled in the 1830’s. The city was named after Willard Wixom, a man who mapped out areas of land on each side of the railroad that traveled through the Commerce Township and Novi borders.

    Once the home of the Ford Wixom Assembly Plant, today the city is the location of many businesses in the manufacturing and production industries. Some of the popular businesses include Trjicon, Discraft, NGK, Majic Window, MAC Valves and Foster Specialty Floors. 

    Located less than 5 miles away from Wixom, Novi has a population of around 55,224 and was also first settled in the 1830's. The city is home to a number of historic sites, a fast growing economy and one of the region's largest health care systems.

    Wixom Mortgage & Real Estate

    As a Wixom loan officer, Ken consistently researches the local real estate market to better help his clients when it comes to homeownership. As of July 2016 the value of a home in Wixom was $231,200, according to Zillow. Over the past 12 months this number has increased by 5.6% with another 3.2% jump expected in the next year. By July 2017 homes in Wixom are expected to reach a value of $238,000.

    The current value of homes is not far off from the median list price of homes in the area, which is $232,450. This is a jump from the $217,000 median list price from July 2015 but down slightly from July 2014 when the average was $234,000.

    Additionally, the average price per square foot in Wixom was $129 in July 2016, which was higher than the average of $114 that the Detroit Metro recorded. Source: http://www.zillow.com/wixom-mi/home-values/

    Why a Novi Mortgage Professional?

    When it comes to deciding whether or not to use a broker for your mortgage there are many factors to consider.

    For starters, brokers are able to offer you a wider variety of mortgage products thank if you were to work directly through a bank. A bank can only offer you the mortgage products which that specific bank carries whereas a broker can choose a product from any lender they choose. There’s a lot more choice with a broker like Ken and he will be able to find you the perfect mortgage that suits your situation.

    The service of brokers are generally free to you as well. Brokers get paid by the lender they decide to obtain a product from, not you. This is an advantage that many people love!

    Why should you choose Ken as your Novi mortgage lender, though?

    Ken has years of industry experience and is a true professional in his field. Instead of working with a bank employee who probably works in many other areas within the bank as well, Ken’s sole focus is on mortgages. This means that all of the information that you get from him and First Commerce Financial is driven by years of field experience and knowledge that is specialized for mortgages.

    With Ken specifically, he will ensure that you are always “in the know” and have knowledge of what is going on with your mortgage. There are no surprises at First Commerce Financial and you can feel confident knowing that what you see is what you get – no information is hidden.

    If you’re looking for more on why a mortgage broker could be a great fit for you, check out this article.

    Whether you are looking to buy your first home or looking for a refinance of your mortgage, Ken will guide you to help you meet all of your Wixom and Novi mortgage needs.

    If you have a question, would like more information on how we can help or want to get started today, please contact Ken here.

    Thank you and Ken looks forward to hearing from you!

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