Buying your first home is a very exciting step! First Commerce Financial loan specialists are here to guide you through every step of the loan process.
Before finding your new home, we can help you get pre-approved for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
First-Time homebuyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.
Popular Loan Programs for First-Time Homebuyers:
30-Year Fixed Rate Mortgage
The most secure loan program. 3% down available. Lock in a low payment and sleep tight knowing that your rate will not change.
Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!