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Let First Commerce Financial’s Experts Guide You Smoothly into Your Dream Home

First Commerce Financial loan specialists can help guide you through the loan process. We can help you get you pre-approved for free before you even find your new home and we can match you with a trusted Realtor through our partner networks. Our variety of loan options allow you to buy your first home with very little down and we will work to ensure the loan payments meet your unique needs. Speak with one of our experts to find out more and see if you qualify!

Loan Programs for First-Time Home Buyers:

3% Down – Conventional – 30 year fixed option with low monthly mortgage insurance

USDA (Rural Development) Zero Down payment required!

FHA Loan Perfect for the buyer that wants to put less money down and has credit scores below 680. Purchase your house with as little as 3.5% down!

VA Loan
Lowest 30 year fixed rates in the market.  An amazing deal for veterans and military members. Those who qualify for this loan can purchase with NO down payment and NO PMI.

Not sure which program is right for you? Contact one of our specialists today! First Commerce Financial can get you pre-approved and find you the loan that meets your needs.

Working with First Commerce Financial

  • We put YOU first!
  • First Commerce Financial offers the most competitive rates in the Nation
  • Zero Junk Fees – No UW – No Admin – No Processing Fees!
  • Fast and efficient – we close most of our loans in 21 days or less.
  • Full Product Menu. We will help you find the loan that is right for you!!!
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